Ontario Archives

Can I declare bankruptcy in Canada if I am not in the country?

by Questions | Oct 29, 2015 | Anonymous Q & A, Bankruptcy, Burlington, Ontario | 1 |

I have obtained some debt in Canada while I was in the country working. I lost my job and returned to the UK. Can I declare bankruptcy in Canada if I am not in the country?

Including common-law partner information in a proposal

by Questions | Oct 26, 2015 | Anonymous Q & A, Cambridge, Consumer Proposals, Ontario | 1 |

If I am considering a consumer proposal, and all the debt is mine, why do I need to include my common law partner`s personal information if it has nothing to do with him?

Extra income during bankruptcy

by Questions | Oct 22, 2015 | Anonymous Q & A, Bankruptcy, Niagara Falls, Ontario | 1 |

I am a single dad with kids. 4 months into my bankruptcy, I am wanting to move in with my girlfriend and her kids. is that allowed? do I have to claim her income, or just declare my income and expenses

Including USA hospital bills in my bankruptcy

by Questions | Oct 15, 2015 | Anonymous Q & A, Bankruptcy, Niagara Falls, Ontario | 1 |

If I were to file bankruptcy in Canada, would it include the hospital bills debt I have in USA?

Can I go to jail because of unpaid debt?

by Questions | Oct 14, 2015 | Anonymous Q & A, Money Management, Ontario, Sarnia | 1 |

I am a senior on a fixed income and have not paid my credit cards and bank loan for several years as I was told I could just stop paying them and there was no recourse. I have gotten married since all this happened and I had a...

Credit Counselling and Consumer Proposal

by Questions | Oct 6, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

if my partner is in credit councelling and paying a monthly amount,can we still do a consumer proposal ! we are both sick and struggling and also seniors.

Consumer proposal cannot include secured bed and dresser purchase??

by Questions | Oct 5, 2015 | Anonymous Q & A, Consumer Proposals, Hamilton, Ontario | 1 |

My consumer proposal cannot include the mattress and dressers I bought because it was secured. Now the creditor is hounding me for payments which is cannot make. What do I do??

Can a consumer proposal help cut down my monthly payments on a student loan?

by Questions | Oct 2, 2015 | Anonymous Q & A, Consumer Proposals, Mount Forest, Ontario | 1 |

Student loans recently contacted me regarding my loan. I hadn’t made a payment in 6 years but agreed to give them $20 and explained that at the moment I am unable to pay the $350 a month payments. They agreed to defer my...

I’m considering a consumer proposal to pay off my debts

by Questions | Oct 1, 2015 | Anonymous Q & A, Consumer Proposals, Newmarket, Ontario | 1 |

I’m considering a consumer proposal to pay off my debts but my home value based on sales in the area is much more than the total debt. Will that be a problem? My advisor is valuing my home at a lesser value to submit the...

Can a consumer proposal help cut down my monthly payments?

by Questions | Sep 28, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

my truck payments

by Questions | Sep 22, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

I make my truck payments faithfully. Can I continue to do this after I file a consumer proposal?

Currently in a consumer proposal and I want to lease a new car

by Questions | Sep 17, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

I am currently in a consumer proposal and I want to lease a new car (Mazda 3 GS) with the dealership, I was told that they do not do leasing with someone who is in CP, and they offer me to do financing. But someone told me that...

Category: Ontario