Niagara Falls Archives

Extra income during bankruptcy

by Questions | Oct 22, 2015 | Anonymous Q & A, Bankruptcy, Niagara Falls, Ontario | 1 |

I am a single dad with kids. 4 months into my bankruptcy, I am wanting to move in with my girlfriend and her kids. is that allowed? do I have to claim her income, or just declare my income and expenses

Including USA hospital bills in my bankruptcy

by Questions | Oct 15, 2015 | Anonymous Q & A, Bankruptcy, Niagara Falls, Ontario | 1 |

If I were to file bankruptcy in Canada, would it include the hospital bills debt I have in USA?

Credit Counselling and Consumer Proposal

by Questions | Oct 6, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

if my partner is in credit councelling and paying a monthly amount,can we still do a consumer proposal ! we are both sick and struggling and also seniors.

Can a consumer proposal help cut down my monthly payments?

by Questions | Sep 28, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

Student loans recently contacted me regarding my loan. I hadn’t made a payment in 6 years but agreed to give them $20 and explained that at the moment I am unable to pay the $350 a month payments. They agreed to defer my...

my truck payments

by Questions | Sep 22, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

I make my truck payments faithfully. Can I continue to do this after I file a consumer proposal?

Currently in a consumer proposal and I want to lease a new car

by Questions | Sep 17, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

I am currently in a consumer proposal and I want to lease a new car (Mazda 3 GS) with the dealership, I was told that they do not do leasing with someone who is in CP, and they offer me to do financing. But someone told me that...

Can you move to another country after declaring bankruptcy?

by Questions | Sep 11, 2015 | After Bankruptcy, Anonymous Q & A, Niagara Falls, Ontario | 1 |

Can you move to another country after declaring bankruptcy in Canada? More specifically, can you work as a volunteer in another country soon after declaring bankruptcy in Canada? Or do you have to stay put in Canada for a...

Is it possible to pay the consumer proposal in full?

by Questions | Sep 1, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

Is it possible to pay the consumer proposal in full, rather than monthly payments? The original line of credit was 20 000 CAD, and I assume 35 or 30 percent would be around 7,000 CAD. Since I do not have a job in Canada and may...

Can a consumer proposal help me out here?

by Questions | Aug 27, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

I have had several items (Credit Card & Line of Credit, Etc) turned over to collection agencies. I am not employed and currently living with a girlfriend who helps me out with a roof over my head but need to resolve my...

100% of my debt not including my student loan

by Questions | Aug 18, 2015 | Anonymous Q & A, Consumer Proposals, Niagara Falls, Ontario | 1 |

I was advised to file a consumer proposal for 100% of my debt not including my student loan which is not allowed since it is under 7 years. Is this a good solution.

Can I hire someone to draft a debt settlement letter?

by Questions | Jul 15, 2015 | Anonymous Q & A, Credit Repair, Niagara Falls, Ontario | 1 |

So here’s my situation. I filed for bankruptcy back in 2008, got discharged in April 2009 and it has since been removed or “fallen off” my Equifax credit report (not yet off Transunion). Now in 2012, I lost my...

Can the bank take my car?

by Questions | Jul 14, 2015 | Anonymous Q & A, Bankruptcy, Niagara Falls, Ontario | 1 |

My husband purchased a car through a personal secured loan through his bank. After our separation he signed the car over to me and continued to pay the car payments in lieu of spousal support. This is in a court order. But he...

Category: Niagara Falls